Finextra’s Artificial Intelligence keyword hub is tracking a fast-moving slate of banking and fintech developments, with 3781 articles tagged to date. The latest wave of stories highlights central bank experimentation, customer-facing innovation, back-office productivity tools, and industry debate on security and governance, reflecting how Artificial Intelligence is being embedded across payments, risk, and experience layers.
On the policy and banking front, the European Central Bank selected Portugal-based startup Feedzai to provide fraud detection and prevention for its digital euro. BBVA, working with Visa, is letting customers use the iPhone Image Playground feature to generate personalized payment card designs. Bank of America rolled out an Artificial Intelligence assistant to help staff handle complex queries from institutional users of its Global Payments Solutions business. PayOS and Mastercard completed an autonomous agentic payment transaction using a Mastercard Agentic Token. At Sibos 2025 in Frankfurt, a panel on cybersecurity underscored that bad actors are leveraging Artificial Intelligence, quantum, and machine learning, while financial institutions weigh how best to respond with their own defenses. A separate Sibos session revisited how to build the bank of tomorrow, with McKinsey’s Megha Kansal moderating a follow-up discussion in Frankfurt.
Vendors and institutions also announced a series of product and infrastructure moves. Communify expanded its MIND Artificial Intelligence Stories offering with client-level data to scale personalization. Carta acquired Accelex, a data automation platform focused on alternative investments. NCino unveiled mortgage-focused Artificial Intelligence innovations aimed at speeding loan origination and reducing underwriting touches. Nuvei introduced an Artificial Intelligence powered Integration Agent to connect merchants and partners to its payments infrastructure in hours. Attivo implemented Recordsure’s predictive Artificial Intelligence to strengthen advice compliance and reduce file review costs. Nivo reported ISO 42001 certification for Artificial Intelligence management systems. Türk Ekonomi Bankası selected the Provenir Artificial Intelligence Decisioning Platform to accelerate batch risk decisions in retail and small business lending, while Brazil’s Ouribank chose NEC to implement an Artificial Intelligence native data centre and campus network.
FinextraTV added perspective on outcomes and adoption. In an interview, Ioan Iacob, founder and CEO of FlowX.AI, discussed the rise in Artificial Intelligence adoption, the challenge of embedding capabilities into existing systems, and the practical benefits of agentic approaches. He reflected on whether industry results match the technology’s popularity and looked toward the next phase of enterprise usage.
