Duolingo and Shopify Emphasize Artificial Intelligence, but Human Debt Collectors Still Outperform

As Duolingo and Shopify adopt Artificial Intelligence for customer interactions, evidence suggests human debt collectors remain more effective in certain scenarios.

As leading companies like Duolingo and Shopify expand their reliance on Artificial Intelligence, the move is described as an industry ´baseline expectation.´ This shift reflects a broader trend within tech-driven firms to integrate sophisticated automation into core business functions ranging from customer support to financial operations. The strategic investment in Artificial Intelligence is viewed as critical for driving efficiency, scalability, and cost savings, as businesses look for innovative ways to replace or augment human labor with technology-driven solutions.

Despite the rapid adoption of Artificial Intelligence tools, challenges remain regarding the replacement of human workers. A key example is the continued value of human debt collectors, who, according to recent data, outperform their Artificial Intelligence counterparts in both debt recovery rates and customer experience. This insight suggests that while Artificial Intelligence enables streamlined processes and around-the-clock engagement, nuanced interpersonal skills and empathetic negotiation techniques are still difficult for automated systems to replicate effectively.

The contrasting effectiveness highlights a growing debate within industries over the optimal balance between automation and human involvement. Companies are faced with navigating consumer expectations for fast, automated services while also recognizing the nuanced value of human workers in specific areas. As integration of Artificial Intelligence in operations becomes a baseline expectation, businesses will need to consider the persistent gaps where technology still falls short and evaluate how to best leverage the strengths of both Artificial Intelligence and human expertise.

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Key large language model papers from October 13 to 18

A roundup of notable large language model research from the third week of October 2025, spanning generative modeling, multimodal embeddings, and evaluation. Highlights include a diffusion transformer built on representation autoencoders and a language-centric scaling law for embeddings.

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